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Recent Highlights

Improving access for mortgage-ready borrowers with limited English proficiency (LEP) by developing a multi-year language access plan addressing major obstacles in the mortgage process for non-English speakers. Guiding industry adoption of the new Uniform Mortgage-Backed Security planned for June 2023. Working to serve the manufactured housing, affordable housing preservation, and rural housing markets through the Duty to serve program. Increasing transparency in, and understanding of, the housing finance market by distributing a variety of data sets including an indicator of single-family house price trends called the House Price Index, as well as the Monthly Interest Rate Survey, the Public Use Databases, Conforming Loan Limits, and the Federal Home Loan Bank Members. Introduced the Mortgage Assistance Application to simplify and align documentation requirements for distressed borrowers. Issued a proposed regulation on the Banks Affordable Housing Program. Expanded the Neighborhood Stabilization Initiative to 30 markets in 16 states. Issued a proposed regulation on capital requirements which implements a new framework for risk-based capital requirements, and a revised minimum leverage capital requirement.